Reflect upon the learning material for this week, other people you may know and your own personal situation in relationship to money.

No matter how much you earn, getting by is still a struggle for most people these days. Seventy-eight percent of full-time workers indicated that they live paycheck to paycheck, which is up from 75 percent for the previous year, according to a report from CareerBuilder (Aug 24, 2017). Most of us make New Year’s resolutions and budgeting or staying on budget is frequently in the top three. According to Statistia.com, after reviewing more than 22,500 sources, the top three New Year’s resolution for 2018 tied at 37% each – Eat Healthier, Get More Exercise and Save More Money but at the same time 32% of those polled did not intend to make a New Year’s Resolution.